Institutional filer · SEC 13F · Q4 2025
Clear Retirement Advice LLC
The reported 13F portfolio of Clear Retirement Advice LLC (CIK 2112984) - top holdings, how concentrated the book is, and what changed last quarter.
- $128.6M
- Reported book
- 53
- Positions
- #272
- of 360 filers
The verdict
According to SEC Form 13F-HR filings in this corpus, Clear Retirement Advice LLC ranks #272 of 360 institutional filers by reported book value (largest first), matching the /funds listing. As of Q4 2025 the reported book is $128.6M across 53 positions, a moderately concentrated portfolio.
- $128.6M
- reported 13F value
- 53
- disclosed positions
- 11.2%
- in SCHWAB STRATEGIC TR
- #272
- of 360 filers
Top-5 share 46.0% → MID-PACK book (largest five positions vs the rest of the reported 13F book).
According to SEC Form 13F-HR filings in this corpus, Clear Retirement Advice LLC ranks #272 of 360 institutional filers by reported book value (largest first), matching the /funds listing.
Where Clear Retirement Advice LLC sits by disclosed position count
Clear Retirement Advice LLC reports 53 13F positions among 360 filers with holdings (inventory signal, not a quality ranking). Orthogonal to book-value rank.
Clear Retirement Advice LLC vs all filers by holding count
Where this filer's disclosed position inventory sits among every tracked 13F manager
53 260th of 360 higher than 100 of 360 filers
Filers, banded by disclosed position count
Each bar is a band; taller bars hold more filers. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source SEC Form 13F-HR filings · 2026-05-16
Concentration vs. book size among peer filers
Clear Retirement Advice LLC reports a book ($0.13B) concentrated across only 53 disclosed positions -- fewer than the 68-position median among similarly sized filers.
Reported book value vs. disclosed position count
How 13F filings are computed · All institutional filers · Largest filers by value
SEC Form 13F-HR filing desk
CIK 2112984 · Q4 2025 $129M book
BOOK-LIGHT · POS-FOCUS · CONC-HEAVY · LEAD-HEAVY · PHOTO-FINISH · TREND-FLAT · FY-SNAPSHOT
- BOOK-LIGHT #272/360
- POS-FOCUS 53 names
- CONC-HEAVY 46% top-5
- LEAD-HEAVY 11.2% top
- PHOTO-FINISH Motiv8 Investments
- TREND-FLAT Book steady
- FY-SNAPSHOT Q4 2025
Photo-finish peer on reported book: Motiv8 Investments LLC
Read with: Ownership concentration guide - Clear Retirement Advice LLC's top-five positions weigh 46% of its reported book — read concentration before inferring strategy.
Reported-book neighbourhood · Clear Retirement Advice LLC
Nearest tracked filers by aggregate 13F reported book, not a full corpus reprint.
How the reported book breaks down
$128.6M decomposed into the top 5 reported positions (shown below) versus every other disclosed position.
Top Reported Holdings
| # | Security | Value | % of book |
|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | $14.3M | 11.2% |
| 2 | SPDR INDEX SHS FDS | $13.3M | 10.3% |
| 3 | ISHARES TR | $12.3M | 9.6% |
| 4 | INVESCO EXCH TRADED FD TR II | $11.8M | 9.2% |
| 5 | VANGUARD INDEX FDS | $7.4M | 5.8% |
| 6 | ISHARES TR | $7.0M | 5.5% |
| 7 | VANGUARD INDEX FDS | $5.8M | 4.5% |
| 8 | ETFS GOLD TR | $5.6M | 4.4% |
| 9 | VANGUARD INTL EQUITY INDEX F | $5.5M | 4.3% |
| 10 | VANGUARD INDEX FDS | $4.6M | 3.5% |
| 11 | SPDR SERIES TRUST | $4.5M | 3.5% |
| 12 | SPDR SERIES TRUST | $3.8M | 2.9% |
| 13 | VANGUARD TAX-MANAGED FDS | $2.9M | 2.2% |
| 14 | VANGUARD SCOTTSDALE FDS | $2.6M | 2.0% |
| 15 | ISHARES GOLD TR | $2.6M | 2.0% |
| 16 | SCHWAB STRATEGIC TR | $2.3M | 1.8% |
| 17 | SCHWAB STRATEGIC TR | $1.9M | 1.5% |
| 18 | SCHWAB STRATEGIC TR | $1.9M | 1.5% |
| 19 | ISHARES INC | $1.9M | 1.5% |
| 20 | SPDR SERIES TRUST | $1.1M | 0.9% |
| 21 | SCHWAB STRATEGIC TR | $888K | 0.7% |
| 22 | APPLE INC | $870K | 0.7% |
| 23 | SPDR SERIES TRUST | $822K | 0.6% |
| 24 | VANGUARD WORLD FD | $811K | 0.6% |
| 25 | VANGUARD INDEX FDS | $784K | 0.6% |
Latest Quarter Trades · Q4 2025
New positions (53)
Frequently Asked Questions
- How big is Clear Retirement Advice LLC's 13F portfolio?
- Clear Retirement Advice LLC reports $128.6M of long US-equity positions across 53 securities as of Q4 2025. This reflects 13F-disclosed holdings only, it is not the firm's total assets under management.
- Where does Clear Retirement Advice LLC sit among tracked 13F filers?
- According to SEC Form 13F-HR filings in this corpus, Clear Retirement Advice LLC ranks #272 of 360 institutional filers by reported book value (largest first), matching the /funds listing. The ordinal is recomputed live from filers with reported book value > 0. See /methodology/#corpus-placement.
- What is Clear Retirement Advice LLC's largest position?
- Clear Retirement Advice LLC's largest reported position is SCHWAB STRATEGIC TR at $14.3M, about 11.2% of its reported book as of Q4 2025.
- What did Clear Retirement Advice LLC trade last quarter?
- In its Q4 2025 filing, Clear Retirement Advice LLC opened 53 new positions. Each change is drawn from a line in the firm's 13F-HR filing and can be verified on SEC EDGAR.
Nationwide filers with similar book size or holding count
Two 13F-derived peer sets for Clear Retirement Advice LLC: nearest reported book value and nearest holding inventory, not catalog browse links.
Similar reported book
Nearest filers by reported long-equity book ($128.6M here).
Similar holding count
Nearest filers by number of disclosed positions (53 here).
Using this filing
- The rankings sort every tracked filer the same way Clear Retirement Advice LLC was placed above, so you can see exactly how the rest of the field compares. View the rankings
- Motiv8 Investments LLC reported the nearest book value ($128.6M) this quarter, a useful scale comparison for Clear Retirement Advice LLC. Compare filers
- 13F-HR reports long US-listed equity positions only, not total AUM, short positions, or non-equity holdings, treat the reported book as a partial picture. Read the methodology
Form 13F-HR discloses long US-listed equity positions of managers with $100M+ qualifying assets, filed within 45 days of period end. Reported value is not total AUM.
Source: U.S. Securities and Exchange Commission (SEC) - EDGAR Form 13F-HR institutional holdings filings · Q4 2025 13F-HR discloses long US-listed equity positions of managers with $100M+ qualifying assets, filed within 45 days of period end. Reported value is not total AUM.
PlainFundData is rendered directly from SEC EDGAR Form 13F-HR institutional holdings filings, no number is typed in by an editor. Filer holdings, changes, and reported book on this page are aggregated live from those 13F-HR extracts. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-05-16.